We propose DIVO, a conceptual social-generative platform architecture designed to address critical challenges in modern creative industries, including revenue inequality, authorship ambiguity in AI-generated content, and limited fan community participation. DIVO establishes a three-sector ecosystem comprising creators, fan communities, and audiences, integrated through a comprehensive content evaluation framework. The architecture features peer-to-peer resource sharing, collaborative content generation, and multi-stakeholder governance mechanisms. Unlike existing platforms that focus on binary creator-audience relationships, DIVO provides a theoretical framework where all stakeholders collaboratively participate in content creation and value distribution. This conceptual study presents the theoretical foundations, architectural design principles, and potential implications of social-generative platforms for digital content creation while preserving human creativity and cultural diversity.